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- Gold Has Been on a Hot Streak. But Before You Cash In, Here’s What to Know
Gold Has Been on a Hot Streak. But Before You Cash In, Here’s What to Know

Today’s Headline
“Gold Has Been on a Hot Streak. But Before You Cash In, Here’s What to Know.”
When gold starts climbing fast, everyone suddenly wants a piece of it.
And lately, it’s been on fire. The price of gold has been rising steadily, grabbing headlines and sparking a lot of excitement. I’ve had friends, family members, and even strangers ask me: “Is it time to sell? Should I cash in now?”
If you’ve been holding gold, you’re probably thinking the same. But before you hit the sell button, I want to slow things down a little.
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The Shine of Gold
Gold is one of the oldest and most trusted assets in the world.
It’s been around for thousands of years. Kings used it. Empires fought over it. And even today, central banks buy tons of it to protect their wealth.
Why? Because gold is real. It’s not just paper. It can’t be printed or hacked or inflated away. It holds its value, especially during uncertain times.
Why Gold Has Been Rising Lately
Let’s talk about what’s driving this hot streak.
A few big reasons:
Inflation fears – When prices of goods go up, people look to gold to protect their buying power.
Global uncertainty – Wars, elections, or shaky economies often push people toward gold.
Falling interest rates – When rates drop, cash and bonds earn less, so investors turn to gold for returns.
Weaker dollar – When the U.S. dollar loses strength, gold often rises in value.
All of these things have been happening recently. So it’s no surprise that gold is shining bright right now.
The Emotional Trap of High Prices
Here’s where it gets tricky.
When something goes up in price, people feel two things — excitement and greed. And those two emotions can lead to bad decisions.
We tell ourselves, “It’s already gone up so much — I should lock in my profit now before it drops!” Or we think, “I don’t want to miss out — let me buy more before it goes even higher!”
Both thoughts are normal… but dangerous.
Timing the Market Is a Game You’ll Lose
Let me be blunt: trying to time the market — whether it’s stocks, crypto, or gold — is nearly impossible.
Sure, you might get lucky once or twice. But over time, most people who jump in and out end up with less money.
That’s because markets don’t move in straight lines. Gold could dip tomorrow… or it could keep climbing for another year. No one really knows.
So instead of trying to “cash in,” the better question is: What is my goal with gold?
Why Did You Buy Gold in the First Place?
This is the question I always ask myself.
If you bought gold as a long-term hedge — to protect your wealth from inflation or crises — then why sell now just because the price is higher?
That’s like buying a fire extinguisher… then selling it when the kitchen gets hot.
But if you bought gold only to make a short-term profit, then sure — maybe it’s time to think about selling. Just know that you’re trading, not investing. And that comes with risk.
The Problem With Selling Too Soon
Let me give you an example.
Back in 2019, gold was around $1,300 an ounce. It started climbing. Some people panicked and sold at $1,500, thinking it had peaked.
A year later, it passed $2,000 for the first time in history.
They locked in small gains — and missed out on the bigger move. Why? Because they acted on fear, not on facts.
That’s why I always say: patience pays better than panic.
What to Do If You're Sitting on Gains
If you’re sitting on a decent gold profit right now, congratulations.
That means you made a smart move in the past. Now the question is — what next?
Here are a few things I personally consider:
Revisit my reason for owning gold – Is it still relevant?
Check my portfolio allocation – Has gold grown too large compared to everything else?
Decide if I need the cash – Am I selling just because I’m excited, or because I actually need the money?
Most of the time, I find I’m better off doing nothing — or just trimming a small portion if gold has become too big in my portfolio.
Gold Isn't Just for Selling — It’s for Holding
Here’s what people forget.
Gold isn’t supposed to be exciting. It’s not a get-rich-quick asset. It’s a slow, steady protector of wealth.
That’s why central banks and billionaires own it quietly for decades. Not to flip it — but to safeguard their portfolios.
So if you’re thinking about cashing in just because the price jumped, ask yourself — would you also sell your insurance just because you haven’t had a car accident?
What If the Price Drops Tomorrow?
Yes, it could. Gold is still a market. Prices move based on news, interest rates, and global sentiment.
But here’s the truth: one dip doesn’t erase gold’s value.
Gold has been through wars, recessions, and market crashes — and it’s still here. That kind of resilience is rare.
So if the price dips, and you still believe in gold long term, that’s not a reason to panic. It’s a reason to hold — or even add more.
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Diversification Is Still Key
I’ll never recommend putting all your money in gold. Just like I’d never tell you to go all-in on stocks or crypto.
Gold is part of a well-balanced portfolio. It’s one piece of the puzzle — not the whole picture.
For me, I usually keep about 5% to 10% of my portfolio in gold. That way, I benefit when it rises… but I’m not hurt if it dips.
This keeps my emotions in check, which is half the battle in investing.
The Power of Perspective
Let’s zoom out.
If you had bought gold 10 years ago and never touched it, you’d be up quite a bit today. If you had bought 20 years ago, even more.
Not because you timed the market perfectly. But because you stayed the course.
That’s the lesson here. Most of the gains in investing don’t come from clever moves. They come from doing less, not more — and staying calm when everyone else is losing their heads.
What the Pros Are Saying
Even professional investors are divided on gold right now.
Some think it will keep rising. Others say it’s due for a pullback. But most agree on one thing: gold still plays an important role in a world full of uncertainty.
Whether it's war, inflation, or banking stress — gold tends to benefit when things get messy.
And let’s be honest — the world today is anything but calm.
My Personal Game Plan
So here’s what I’m doing:
I’m not selling all my gold.
I’m not buying a ton more either.
I’m holding what I have, keeping my gold position around 10% of my portfolio.
I’m watching the market carefully, but not reacting emotionally.
This approach lets me sleep well at night. I’m not missing out, but I’m also not making risky moves based on headlines.
Final Takeaways
Gold is hot right now — no doubt. But just because something shines doesn’t mean it’s time to sell it.
Before you cash in, ask yourself:
Why did I buy gold?
Has anything changed in the world that makes gold less valuable?
Do I need the money now?
Or am I just feeling emotional?
Smart investing isn’t about reacting fast. It’s about thinking clearly.
So take a breath. Hold steady. And remember — the goal isn’t just to make money. It’s to keep it, too.
Let’s grow wealth the calm, smart way — together.
[Live Life Grow Wealth]
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DISCLAIMER
I make no representations, warranties, or guarantees, whether expressed or implied, that the content provided is accurate, complete, or up-to-date. Past performance is not indicative nor a guarantee of future returns.
I am an individual content creator and not regulated or licensed by the Monetary Authority of Singapore (MAS) as I do not provide investment services.
All forms of investments carry risks, including the risk of losing your entire invested amount. Such activities may not be suitable for everyone. You are strongly encouraged to seek advice from a professional financial advisor if you have any doubts or concerns.